The quote humorously exaggerates the notion of being charged for a fundamental necessity such as breathing air to make a point about the high cost of healthcare. It implies that the expense of healthcare has become so burdensome that it feels akin to paying for something as basic and essential as the air we breathe. By saying "Oh, wait," the speaker facetiously suggests that the outrageous idea of paying to breathe might not be so far-fetched when considering the current state of healthcare expenses, which feel just as omnipresent and unavoidable in the workplace. The underlying critique is aimed at the excessive financial burden healthcare costs can pose for individuals.
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